DISCLAIMER

This Disclaimer governs the use of www.bharatbusinessnetworks.com ("Platform"), operated by Brixton & Co Consulting, the entity managing Bharat Business Networks ("Company", "BBN", "we", "us", "our").

By accessing or using the Platform, registering an account, or purchasing a subscription, you acknowledge and agree to this Disclaimer, along with the Platform's Terms & Conditions, Privacy Policy, Cancellation & Refund Policy, and Payment & EMI Terms.

1. PLATFORM NATURE

Bharat Business Networks (BBN) provides a subscription-based digital platform designed to connect businesses, entrepreneurs, professionals, and institutions for:

• Business networking
• Knowledge sharing
• Marketplace participation
• Lead facilitation
• Collaboration opportunities
• Credibility enhancement

The Platform functions solely as a digital facilitator.

BBN does not act as:

• An agent
• A broker
• A financial intermediary
• A lending institution
• A guarantor of business outcomes

2. NO GUARANTEE OF RESULTS

While reasonable efforts are made to maintain accurate and reliable information, BBN does not guarantee:

• Business leads
• Lead conversions
• Revenue generation
• Marketplace visibility outcomes
• Return on investment
• Commercial success

All services are provided on an "as is" and "as available" basis.

Users acknowledge that business results depend on multiple external factors beyond the Company's control.

3. NO PROFESSIONAL ADVICE

BBN does not provide:

• Financial advice
• Investment advice
• Legal advice
• Tax advice
• Regulatory advice

Any information shared on the Platform, including by members, partners, or third parties, is for general informational purposes only.

Users are encouraged to seek independent professional advice before entering into any financial, legal, or contractual arrangement.

4. MEMBER & THIRD-PARTY INTERACTIONS

The Platform enables interaction between independent businesses and professionals.

BBN:

• Does not verify every claim made by users
• Does not guarantee authenticity of third-party representations
• Does not endorse specific businesses, members, or listings

Membership, subscription, credibility badges, partnerships, or collaborations facilitated through BBN do not constitute endorsement, certification, or guarantee by the Company.

All users are solely responsible for conducting independent due diligence before entering into business, financial, or contractual relationships.

5. PAYMENT & EMI DISCLAIMER

All subscription payments relate to non-tangible, digitally delivered access services.

Where EMI is selected:

• EMI is provided by third-party banks or financial institutions
• BBN is not a lender
• BBN does not provide credit
• EMI approval decisions are solely at the lender's discretion
• Interest, processing fees, foreclosure rules, and penalties are governed by the lender

Cancellation of subscription does not cancel EMI repayment obligations.

BBN is not liable for disputes between users and banks or financial institutions.

6. CONTENT ACCURACY

Although reasonable efforts are made to maintain accuracy, BBN does not warrant:

• Completeness
• Timeliness
• Reliability
• Accuracy of user-generated content

Information on the Platform may contain inaccuracies or typographical errors.

The Company reserves the right to modify content at any time without notice.

7. LIMITATION OF LIABILITY

To the maximum extent permitted under applicable law, BBN shall not be liable for:

• Direct or indirect losses
• Incidental or consequential damages
• Loss of profits
• Business interruption
• Data loss
• Reputation damage
• Third-party disputes
• Payment gateway failures
• EMI-related disputes

Use of the Platform is at the user's own risk.

8. BUSINESS USE DECLARATION

The Platform is intended strictly for business, professional, and commercial purposes.

By using the Platform, users confirm that access and subscriptions are for legitimate business purposes and not for personal consumer use.

9. TECHNICAL & SERVICE AVAILABILITY

BBN does not guarantee uninterrupted or error-free operation of the Platform.

Temporary downtime may occur due to:

• System maintenance
• Technical upgrades
• Third-party service disruptions
• Force majeure events

The Company shall not be liable for temporary unavailability.

10. EXTERNAL LINKS

The Platform may contain links to third-party websites or services.

BBN does not control or assume responsibility for third-party content, privacy practices, or business dealings.

Users access third-party services at their own discretion.

11. REGULATORY & COMPLIANCE DISCLAIMER

Nothing on the Platform constitutes regulated financial activity.

BBN does not:

• Accept public deposits
• Offer lending services
• Provide regulated financial instruments

The Company merely provides digital networking and subscription-based access services.

12. GOVERNING LAW

This Disclaimer shall be governed by the laws of India.

Any disputes arising in connection with this Disclaimer shall be subject to the exclusive jurisdiction of courts located in Bengaluru, Karnataka.

13. ACCEPTANCE

By accessing or using Bharat Business Networks, you acknowledge that:

• You have read this Disclaimer
• You understand it
• You agree to be legally bound by it

If you do not agree, you should discontinue use of the Platform.

CONTACT INFORMATION